Be Smart About Using Credit Card Cash Advances

Especially when traveling, credit card cash advances are a convenient way to access funds. We all know that these cash advances are expensive, however, and we should not get a cash advance unless there is no other option. Nevertheless, most of us have been in cash-strapped situations, particularly while vacationing. Just remember to [...]

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Debt Collection Practices and What Every Debtor Should Know

Debt collection practices can be unfair and unlawful — so protect yourself.

Many people experience getting harassed by debt collectors who use unjust (and unlawful) debt collection practices. You can and should stop debt collectors from using unfair debt collection practices. Why? Because the law protects you!

It’s not easy to believe, but the law is [...]

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Freebie Friday: SmartCredit 5-Day Trial

We usually don’t post free trials on Metro Cheapo, simply because they’re “free” with an asterisk. You’re expected to pay eventually if you want to keep the so-called free service. And you usually have to whip out your credit card, right off the bat. Not fun. Definitely something to be avoided.

But with the New Year [...]

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