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	<title>Metro Cheapo&#187; Personal Finance</title>
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	<description>Urban home economics: thrifty tips for city dwellers</description>
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		<title>Be Smart About Using Credit Card Cash Advances</title>
		<link>http://metrocheapo.com/be-smart-about-using-credit-card-cash-advances/</link>
		<comments>http://metrocheapo.com/be-smart-about-using-credit-card-cash-advances/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 15:56:52 +0000</pubDate>
		<dc:creator>Metro Cheapo</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[ATMs]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[credit card cash advances]]></category>

		<guid isPermaLink="false">http://metrocheapo.com/?p=1225</guid>
		<description><![CDATA[<p style="text-align: justify;">Especially when traveling, credit card cash advances are a convenient way to access funds. We all know that these cash advances are expensive, however, and we should not get a cash advance unless there is no other option. Nevertheless, most of us have been in cash-strapped situations, particularly while vacationing. Just remember to [...]]]></description>
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		<title>Automatic Overdraft Coverage: Banks Are Getting Even More Desperate</title>
		<link>http://metrocheapo.com/automatic-overdraft-coverage-banks-are-getting-even-more-desperate/</link>
		<comments>http://metrocheapo.com/automatic-overdraft-coverage-banks-are-getting-even-more-desperate/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 20:59:41 +0000</pubDate>
		<dc:creator>Metro Cheapo</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[automatic overdraft coverage]]></category>
		<category><![CDATA[automatic overdraft protection]]></category>
		<category><![CDATA[bank fees]]></category>
		<category><![CDATA[banking services]]></category>
		<category><![CDATA[checking accounts]]></category>
		<category><![CDATA[Consumer Reports]]></category>
		<category><![CDATA[debit cards]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[overdrafts]]></category>

		<guid isPermaLink="false">http://metrocheapo.com/?p=1011</guid>
		<description><![CDATA[<p style="text-align: justify;">Earlier this month, new federal legislation regarding automatic overdraft coverage went into effect. Banks are still allowed to offer overdraft protection on checking and debit card accounts, but it can only be provided as an opt-in service. It&#8217;s no longer automatic or set up by default. As a result, banks are getting more [...]]]></description>
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		<title>Debt Collection Practices and What Every Debtor Should Know</title>
		<link>http://metrocheapo.com/debt-collection-practices-and-what-every-debtor-should-know/</link>
		<comments>http://metrocheapo.com/debt-collection-practices-and-what-every-debtor-should-know/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 23:13:20 +0000</pubDate>
		<dc:creator>Metro Cheapo</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[bill collectors]]></category>
		<category><![CDATA[collection agencies]]></category>
		<category><![CDATA[consumer credit]]></category>
		<category><![CDATA[debt collection]]></category>
		<category><![CDATA[debt collection practices]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[default judgment]]></category>
		<category><![CDATA[information subpoena]]></category>

		<guid isPermaLink="false">http://metrocheapo.com/?p=721</guid>
		<description><![CDATA[<p class="wp-caption-text">Debt collection practices can be unfair and unlawful -- so protect yourself.</p>
<p>Many people experience getting harassed by debt collectors who use unjust (and unlawful) debt collection practices. You can and should stop debt collectors from using unfair debt collection practices. Why? Because the law protects you!</p>
<p>It’s not easy to believe, but the law is [...]]]></description>
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		<title>The Best Advice on Saving Money</title>
		<link>http://metrocheapo.com/the-best-advice-on-saving-money/</link>
		<comments>http://metrocheapo.com/the-best-advice-on-saving-money/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 23:08:46 +0000</pubDate>
		<dc:creator>Metro Cheapo</dc:creator>
				<category><![CDATA[Cheapo Philosophy]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[advice on saving money]]></category>
		<category><![CDATA[budget counseling]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[money tips]]></category>
		<category><![CDATA[personal finance tips]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://metrocheapo.com/?p=694</guid>
		<description><![CDATA[<p class="wp-caption-text">The best advice on saving money is whatever you&#39;ll actually learn and follow.</p>
<p style="text-align: justify;">I&#8217;ll bet you thought from the post title that you would get the best advice on saving money, right here, now, today. And it would change your life forever. Well, maybe this post will indeed change your life, who knows?</p>
<p [...]]]></description>
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		<title>Renting an Apartment vs. Buying an Apartment</title>
		<link>http://metrocheapo.com/renting-an-apartment-vs-buying-an-apartment/</link>
		<comments>http://metrocheapo.com/renting-an-apartment-vs-buying-an-apartment/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 18:16:52 +0000</pubDate>
		<dc:creator>Metro Cheapo</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[apartment living]]></category>
		<category><![CDATA[buying an apartment]]></category>
		<category><![CDATA[co-ops]]></category>
		<category><![CDATA[condominiums]]></category>
		<category><![CDATA[renters insurance]]></category>
		<category><![CDATA[renting]]></category>
		<category><![CDATA[renting an apartment]]></category>

		<guid isPermaLink="false">http://metrocheapo.com/?p=667</guid>
		<description><![CDATA[<p>Renting an apartment, as opposed to buying an apartment, has been the preferred option for most people since the recession hit. But it may be time now to reassess your options. Is renting an apartment still better or cheaper than buying an apartment?</p>
<p>Even before the 2008 real estate meltdown, many of us who were renting [...]]]></description>
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