Metro Cheapo» Credit

Be Smart About Using Credit Card Cash Advances

Metro Cheapo — Tue, 10 Aug 2010 15:56:52 +0000

Especially when traveling, credit card cash advances are a convenient way to access funds. We all know that these cash advances are expensive, however, and we should not get a cash advance unless there is no other option. Nevertheless, most of us have been in cash-strapped situations, particularly while vacationing. Just remember to [...]

Debt Collection Practices and What Every Debtor Should Know

Metro Cheapo — Thu, 24 Jun 2010 23:13:20 +0000

Debt collection practices can be unfair and unlawful -- so protect yourself.

Many people experience getting harassed by debt collectors who use unjust (and unlawful) debt collection practices. You can and should stop debt collectors from using unfair debt collection practices. Why? Because the law protects you!

It’s not easy to believe, but the law is [...]

Decline the Fine: Say No to Automatic Overdraft Coverage

Metro Cheapo — Thu, 08 Apr 2010 15:19:49 +0000

Automatic overdraft coverage, or an overdraft line of credit, is a fat cash cow for banks — worth billions in pure profit — or at least it was. Recent federal legislation now requires that financial institutions ask customers if they want automatic overdraft coverage. Banks such as Chase have launched an aggressive (one might [...]

Freebie Friday: 2010 Consumer Action Handbook

Metro Cheapo — Fri, 12 Mar 2010 16:02:17 +0000

One of my admittedly geeky hobbies is searching online for useful free PDF documents that I can read offline. Some people don’t like to read books or other literature on their computers, but I do. Imagine how it thrilled me to find a just-released 172-page consumer guide, published by the United States federal government. Uncle [...]

Don’t Let Google Know You’re Broke

Metro Cheapo — Tue, 09 Mar 2010 21:25:48 +0000

Here’s a 21st century tip for the financially challenged: don’t put search terms into Google that scream “I’m broke!” Of course, this advice only applies if you’re searching online for financial products or services. If you’re just looking for a support group or blog or forum in which to vent your money troubles, then go [...]