Debt Collection Practices and What Every Debtor Should Know

Debt collection practices can be unfair and unlawful — so protect yourself.

Many people experience getting harassed by debt collectors who use unjust (and unlawful) debt collection practices. You can and should stop debt collectors from using unfair debt collection practices. Why? Because the law protects you!

It’s not easy to believe, but the law is [...]

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Decline the Fine: Say No to Automatic Overdraft Coverage

Automatic overdraft coverage, or an overdraft line of credit, is a fat cash cow for banks — worth billions in pure profit — or at least it was. Recent federal legislation now requires that financial institutions ask customers if they want automatic overdraft coverage. Banks such as Chase have launched an aggressive (one might [...]

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Freebie Friday: 2010 Consumer Action Handbook

One of my admittedly geeky hobbies is searching online for useful free PDF documents that I can read offline. Some people don’t like to read books or other literature on their computers, but I do. Imagine how it thrilled me to find a just-released 172-page consumer guide, published by the United States federal government. Uncle [...]

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